Atlas Funded Pricing and Account Sizes: Full Cost by Program

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Risk Disclaimer: Prop trading involves significant financial risk. Most traders do not pass evaluation challenges or sustain funded account performance. Past results of any prop firm do not guarantee future outcomes. Never trade capital you cannot afford to lose.

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What This Guide Covers

If you are comparing prop firm fees before committing to a program, this guide breaks down Atlas Funded's pricing structure program by program. You will find account size options, upfront costs, rule thresholds, and payout-relevant conditions — all labeled by program type so you can compare like for like — see our prop firm withdrawal process explained.

This is not a recommendation to purchase any specific program. It is a factual pricing reference. Where Atlas Funded is mentioned as an option, it is one firm among several operating in the prop trading space.

Checked on: 2026-06-16. Rules and pricing can change. Always verify at the official Atlas Funded site before purchasing: atlasfunded.com.

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How Prop Firm Pricing Generally Works

Before reviewing Atlas Funded's specific fees, it helps to understand how prop firm pricing is structured across the industry.

Most prop firms charge one of the following:

• Upfront evaluation fee — paid before you start; non-refundable if you fail (some firms offer refunds on first payout)
• Pay-after-passing fee — full fee is deferred until you pass the challenge
• No-fee instant access — no evaluation, but stricter ongoing drawdown rules or profit split adjustments
• Reset fees — charged when a trader fails and wants to restart the same account

Additional costs to consider at any firm include: add-on features (higher profit splits, bi-weekly payouts, news trading permissions), reset pricing, and whether the evaluation fee is refundable upon first payout — see our how prop firm profit splits work.

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Atlas Funded Pricing by Program

Atlas Funded offers multiple program structures across forex/CFD and futures markets. Each has its own fee range, account sizes, and rule set. The sections below are labeled by program type.

Important: Prices shown below are illustrative based on publicly available information checked on 2026-06-16. Atlas Funded adjusts pricing periodically, runs promotional discounts, and may offer coupon codes. Always check atlasfunded.com for live pricing before purchasing.

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Program 1 — 1 Step (Forex/CFD)

Structure: Single evaluation phase, then funded.

Account Size	Profit Target	Daily Loss Limit	Overall Loss Limit	Evaluation Period
(verify at site)	11%	4%	7%	Unlimited

Key pricing notes:

• One upfront fee covers the evaluation phase.
• Unlimited evaluation period means no time pressure to hit the target.
• Fee is paid before trading begins (default structure; not deferred).
• Profit split and refund policy: verify current terms at the official site.

Who this suits: Traders who prefer a single target threshold and want no deadline pressure.

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Program 2 — 1 Step Pro (Forex/CFD)

Structure: Single evaluation phase with tighter drawdown thresholds and an evaluation-profit feature.

Account Size	Profit Target	Daily Loss Limit	Overall Loss Limit	Evaluation Period
(verify at site)	9%	3%	6%	Unlimited

Key pricing notes:

• Tighter daily loss limit (3%) compared to standard 1 Step (4%) — this increases failure risk for volatile trading styles.
• The evaluation-profit feature is listed as a program-level benefit (verify whether this is default or conditional at the official site).
• Fee structure is upfront; pricing varies by account size.

Who this suits: Traders comfortable with stricter risk parameters who want a lower profit target percentage.

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Program 3 — 2 Step (Forex/CFD)

Structure: Two evaluation phases (Phase 1, then Phase 2), then funded.

Phase	Profit Target	Daily Loss Limit	Overall Loss Limit	Evaluation Period
Phase 1	9%	5%	10%	Unlimited
Phase 2	5%	5%	10%	Unlimited

Key pricing notes:

• Two-phase structure is the most common model in the prop industry; comparable programs exist at other firms.
• The higher overall loss limit (10%) gives more room than the 1 Step programs.
• Fee is paid upfront before Phase 1 begins.

Who this suits: Traders familiar with the standard two-phase evaluation model who prefer larger drawdown buffers.

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Program 4 — 3 Step (Forex/CFD)

Structure: Three evaluation phases, then funded.

Phase	Profit Target	Daily Loss Limit	Overall Loss Limit
Each phase	6% per phase	4%	8%

Key pricing notes:

• Lower per-phase profit target (6%) spread across three phases.
• Evaluate whether the lower per-phase target justifies a longer path to funded status for your trading approach.
• Fee paid upfront.

Who this suits: Traders who prefer smaller incremental targets across more phases rather than one or two larger targets.

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Program 5 — Instant Funded (Forex/CFD)

Structure: No evaluation phase. Funded immediately upon purchase.

Feature	Detail
Evaluation required	None
Daily loss limit	3%
Trailing drawdown	5% trailing
Profit split	Verify at official site

Key pricing notes:

• Instant access comes at a cost — typically a higher upfront fee relative to equivalent evaluation programs, or tighter ongoing rule thresholds.
• The 5% trailing drawdown is a stricter ongoing constraint than a static overall loss limit; trailing drawdown locks in as equity rises.
• No evaluation does not mean lower risk — it means the risk management pressure shifts to the funded stage entirely.

Who this suits: Experienced traders who want to skip evaluation and accept tighter ongoing constraints in exchange.

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Program 6 — Instant Zero (Forex/CFD)

Structure: No evaluation. Stricter thresholds than standard Instant Funded.

Feature	Detail
Evaluation required	None
Daily loss limit	2%
EOD trailing drawdown	4% end-of-day trailing
Consistency rule	None
Payout caps	Apply (verify amounts at official site)

Key pricing notes:

• The absence of a consistency rule may appeal to traders who use irregular sizing.
• Payout caps are a material consideration — confirm the cap thresholds and whether they reset before purchasing.
• 2% daily loss limit is among the tightest thresholds in the Atlas lineup; one adverse session can breach it.

Who this suits: Traders who specifically need no consistency rule and can operate within a 2% daily loss ceiling.

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Program 7 — Pay Later Programs (Forex/CFD)

Atlas Funded offers multiple Pay Later variants. These are distinct products with different upfront cost structures.

7a — $1 Pay Later

Feature	Detail
Upfront cost	$1
Profit target (evaluation)	4%
Full fee timing	Due after passing (verify reset window)
Funded-stage conditions	Apply — verify at official site

Key pricing notes:

• The $1 upfront is a deposit, not the full program fee. The remaining balance is due after passing.
• A reset window applies — if you fail during this window, a reset fee or full fee may apply. Verify exact terms before purchasing.

7b — Free Pay Later

Feature	Detail
Upfront cost	$0
Evaluation period	Unlimited
EAs (Expert Advisors)	Allowed
Full fee timing	Paid after passing

Key pricing notes:

• $0 upfront means full fee is collected after you pass — the fee structure is deferred, not waived.
• EA compatibility is listed as an allowed feature (verify whether all EA types are permitted or only specific strategies).
• Understand what the full fee amount is before starting — it may equal or exceed standard evaluation pricing.

Who Pay Later suits: Traders who want to test their strategy before committing cash, and who understand the deferred fee terms.

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Program 8 — Atlas Futures

This is a separate product category with its own pricing, platforms, payout rules, and minimum-day requirements. Do not compare Futures rules directly with Forex/CFD programs above.

Atlas Futures targets traders who specifically trade futures instruments (e.g., CME products). Rules, drawdown mechanics, payout schedules, and platform options differ materially from forex programs.

Key pricing notes:

• Futures evaluation fees and account sizes are listed separately at atlasfunded.com.
• Minimum trading day requirements apply (verify exact number).
• Platform options may differ from the forex/CFD offering.

Who this suits: Futures-specific traders who require a futures-designated funded account structure.

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Cost Factors Beyond the Evaluation Fee

When comparing total cost of any prop program — at Atlas Funded or elsewhere — consider:

1. Reset fees — What does it cost to restart if you fail? Is there a discounted reset option?
2. Add-on features — Some benefits (bi-weekly payouts, higher profit splits, news trading) may be paid add-ons rather than defaults. Verify which features are included at the base price.
3. Refundability — Is the evaluation fee refunded on first payout? Check the exact conditions.
4. Profit split — The advertised split may require meeting specific payout thresholds or account age. Verify default vs. promotional split rates.
5. Scaling plans — Some programs allow account size increases over time. Understand whether this is automatic or application-based.

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Who Should (and Shouldn't) Consider Atlas Funded Programs

May be a reasonable fit if:

• You want multiple program structures to match your trading style (single-phase, two-phase, instant, or deferred-payment).
• You prefer unlimited evaluation periods without deadline pressure.
• You trade forex/CFDs or futures and want dedicated programs for each.
• You want to test a Pay Later model before committing full fees upfront.

May not be the right fit if:

• You trade strategies that conflict with specific rule sets (e.g., high-frequency scalping near daily loss limits, or EAs on non-PA programs — verify permitted strategies per program).
• You cannot absorb the evaluation fee as a sunk cost if you fail.
• You are new to trading and have not yet demonstrated consistent rule adherence in a demo or personal account.
• You specifically need features (e.g., no minimum days, specific platform, specific instrument access) that may not be available — verify before purchasing.

For a deeper look at how Atlas Funded compares on rules, payout conditions, and trader experience, see our full Atlas Funded review for 2026.

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Independent Verdict on Pricing Transparency

Atlas Funded's pricing structure is segmented enough to match different trader profiles — evaluation-based, instant, and deferred-payment programs each serve different risk tolerances and cash-flow preferences. The program variety is a genuine structural advantage compared to firms offering only one or two account types.

The main areas requiring careful verification before purchase: payout caps on Instant Zero, deferred fee terms on Pay Later programs, which add-ons are default vs. paid, and exact reset fee pricing. None of these are unusual in the prop industry, but they affect total cost of participation.

Check Current Atlas Programs →

Rules and pricing can change. Always verify at the official Atlas Funded site before purchasing.

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FAQ: Atlas Funded Pricing

What is the cheapest way to start with Atlas Funded?

The Free Pay Later program has a $0 upfront cost — you pay the full evaluation fee only after passing. The $1 Pay Later option requires $1 upfront with the remaining fee due after passing. Both options defer the primary cost but do not eliminate it. Verify the full fee amount and reset window terms at atlasfunded.com before starting. (Checked on: 2026-06-16)

Does Atlas Funded refund the evaluation fee?

Some prop firms refund evaluation fees on the first successful payout; verify whether Atlas Funded offers this and under what conditions. Refund availability, if offered, is typically conditional on meeting payout eligibility requirements. Check current terms at the official site. (Checked on: 2026-06-16)

What account sizes does Atlas Funded offer?

Atlas Funded offers multiple account size tiers across its programs. Specific dollar amounts vary by program type (1 Step, 2 Step, Instant, Futures, etc.). Visit atlasfunded.com for the current size options per program. (Checked on: 2026-06-16)

Are there extra fees beyond the evaluation cost?

Potential additional costs include reset fees (if you fail and restart), paid add-on features (if you upgrade profit split, payout frequency, or news trading access), and any platform-specific fees for futures programs. Verify which features are included at the base program price and which require an upgrade fee. (Checked on: 2026-06-16)

How does Atlas Funded's Pay Later pricing work?

Pay Later programs defer the main evaluation fee until after you pass. The $1 Pay Later requires $1 upfront; the Free Pay Later requires $0 upfront. In both cases, the full program fee becomes payable once you pass the evaluation. A reset window applies — if you fail within that window, additional fees may apply. Confirm all deferred payment terms at atlasfunded.com before purchasing. (Checked on: 2026-06-16)

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Sources and Methodology

• Primary source: atlasfunded.com — official program pages, terms, and FAQ
• Review methodology: Program rules and pricing were cross-referenced against publicly available information as of 2026-06-16. No program was purchased or trialed for this pricing guide specifically; for hands-on evaluation context, see our full Atlas Funded review.
• Independence: hnlgrowth.com maintains editorial independence. Affiliate relationships do not determine editorial assessments.

Checked on: 2026-06-16 | Rules and pricing can change. Always verify at the official Atlas Funded site before purchasing.