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ReviewsUpdated Apr 2026Est. 2016 — 9+ YearsEditor's Choice

The5%ers Review 2026: Scale to $4M — Is It Worth It?

The5%ers has been funding traders since 2016 — one of the oldest and most trusted prop firms alive. With 3 unique programs (Bootcamp, Hyper Growth, High Stakes), profit splits up to 100%, and a path to $4M in capital, we break down everything you need to know before signing up.

HNL Growth Team April 30, 2026 11 min read

Exclusive Offer: Use code 4YBG6L9 at checkout for a discount on any The5%ers program.

4.6/5
HNL Growth VerdictHighly RecommendedEditor's Choice

The5%ers is the veteran champion of prop trading. With 9+ years of verified payouts, three distinct programs for every trading style, and a genuine path to managing $4 million in capital — no other firm matches their long-term growth potential. The fee refund policy and up to 100% profit split make this one of the most rewarding firms in the industry.

4.5
Challenge Design
4.6
Payout Reliability
4.4
Trading Conditions
4.7
Support Quality
4.5
Value for Money

Who Is The5%ers?

The5%ers is a proprietary trading firm founded in 2016, headquartered in Raanana, Israel with offices in London, UK. As one of the earliest prop firms in the industry, they have spent nearly a decade refining their programs and building an unmatched reputation for consistency, fairness, and real funded accounts.

Unlike many newer firms that simulate trading, The5%ers funds traders with real live capital — meaning your trades interact with actual market liquidity. This commitment to authenticity is why they remain a top choice for serious, professional traders worldwide.

2016
Founded
9+ Years Operating
10,000+
Traders
Across 100+ countries
$4M
Max Funding
Through scaling plan
100%
Profit Split
On top-tier accounts

3 Programs — Which One Is Right for You?

The5%ers doesn't believe in one-size-fits-all. Choose the program that matches your experience, budget, and trading style:

FeatureBootcampHyper GrowthHigh Stakes
Evaluation Steps3-Step1-Step2-Step
Starting FeeFrom $72From $50From $22
Profit Target5% per step10%8% / 5%
Daily Drawdown5%3%5%
Max Drawdown5% (trailing)6%10%
No Daily Stop-loss
Time LimitUnlimitedUnlimitedUnlimited
Min Trading DaysNoneNoneNone
Initial Profit Split50%75%80%
Max Profit Split100%100%100%
Max Funding$4M$4M$500K
Fee Refund✅ Yes✅ Yes✅ Yes
News Trading
EAs Allowed

Bootcamp Program — The Affordable Starter Path

The Bootcamp is The5%ers' entry-level program — a 3-step evaluation designed for traders who want to prove themselves with lower upfront cost and build capital step by step up to $4 million.

Phase 1 — B1
Profit Target5%
Daily Drawdown5%
Max Drawdown5%
Starting account size
Phase 2 — B2
Profit Target5%
Daily Drawdown5%
Max Drawdown5%
Same rules, bigger base
Phase 3 — Funded
Profit Target5% to scale
Daily Drawdown5%
Max Drawdown5%
50%→100% profit split
Account SizeBootcamp FeeProfit TargetMax LossLeverage
$20,000 $725%5%1:30
$100,000 Popular$955%5%1:30
$250,000 $2255%5%1:3

Bootcamp uses a trailing drawdown (balance-based). Max 4 simultaneous Bootcamp accounts. No minimum trading days. Fee refunded with first profit payout.

Hyper Growth — 1-Step Fast Track

Hyper Growth is The5%ers' fastest path to funded trading — a single-step evaluation where you hit one profit target and go straight to your funded account. No daily stop-loss makes this the most flexible program for swing traders.

1 Step
Evaluation Steps
10%
Profit Target
No Daily Stop-Loss
6%
Max Drawdown
Account SizeFeeProfit TargetMax DrawdownInitial Split
$5,000 $5010%6%75%
$10,000 $10010%6%75%
$20,000 Popular$17510%6%75%

Key Advantage: Hyper Growth has no daily stop-loss rule — making it ideal for swing traders who hold positions overnight and can't monitor daily limits. Max 4 accounts simultaneously (1×$20K + 1×$10K + 2×$5K).

High Stakes — 2-Step for Experienced Traders

High Stakes is The5%ers' premium 2-step challenge for experienced traders who want larger starting capital, 80% profit split from day one, and a path to 100% split as they scale. Starting from just $22 for a $2,500 account.

1
Phase 1
Profit Target8%
Daily Loss5%
Max Drawdown10%
Time LimitUnlimited
2
Phase 2
Profit Target5%
Daily Loss5%
Max Drawdown10%
Time LimitUnlimited
Account SizeFeePhase 1Phase 2Profit Split
$2,500 $228%5%80%
$5,000 $398%5%80%
$10,000 Popular$788%5%80%
$25,000 $25*8%5%80%
$50,000 $3098%5%80%
$100,000 $5458%5%80%

Trading Rules & Restrictions

RuleBootcampHyper GrowthHigh Stakes
News Trading
EAs / Bots
Overnight Holding
Weekend Holding
Scalping
Swing Trading
No Daily Stop-Loss
No Time Limit
No Min. Trading Days
Martingale / Grid
Arbitrage / HFT
Copy Trading (same firm)

Important: The5%ers funds traders with real live capital — not demo accounts. This means slippage and market conditions are genuine. Inactive accounts for 30+ consecutive days will be closed. All trades must reflect real market strategies.

Scaling Plan — The Path to $4 Million

The5%ers offers one of the most generous scaling plans in the entire prop trading industry. Every time you hit your profit target on a funded account, your capital doubles — all the way to $4 million in the Bootcamp and Hyper Growth programs.

Bootcamp Scaling Milestones (Selected)

$20,000
50%
$25,000
75%
$50,000
75%
$100,000
75%
$200,000
75%
$500,000
80%+
$2,500,000
100%
$4,000,000
100%
Starting point$4,000,000 maximum
Double Every Milestone
Account doubles each time you hit 5-10% profit target on funded accounts.
No Cap on Growth
Keep scaling until you reach the $4M maximum allocation per trader.
Split Grows Too
Profit split increases from 50% all the way to 100% as you scale up.

Payouts & Profit Split

14 days
First Payout
After funded account activation
Bi-weekly
Payout Frequency
Or on-demand after milestones
1–3 days
Processing Time
Typical business days

Supported Payment Methods

Credit / Debit Card
Bank Transfer
PayPal / Skrill
Cryptocurrency

Fee Refund Policy: The5%ers refunds your 100% of the evaluation fee with your very first profit payout. This effectively makes your challenge free if you pass — a rare and genuinely trader-friendly policy in the industry.

Platforms & Tradable Assets

Trading Platforms

  • MetaTrader 5 (MT5)
    Primary platform — multi-asset, mobile & web
  • Match Trader
    Modern browser-based alternative
  • MetaTrader 4 (MT4)
    Classic Forex traders favorite
  • cTrader
    Advanced execution & algo support

Tradable Assets

  • Forex Pairs
    All majors, minors & selected exotics
  • Metals
    Gold (XAU), Silver (XAG)
  • Indices
    NASDAQ, S&P 500, DAX, FTSE 100
  • Commodities
    Crude oil & energy products
  • Cryptocurrencies
    BTC, ETH and major digital assets
1:30
Leverage
Forex & most assets
0.0 pip
Spreads
From (raw accounts)
~$3/lot
Commission
Forex & Metals
$0
Min Deposit
No personal capital

The5%ers Pros & Cons

Pros

  • 9+ years in operation — most trusted veteran firm
  • Real live capital — not demo or simulated accounts
  • 3 distinct programs for every trader type
  • No time limits on ANY program
  • No minimum trading days required
  • Scale all the way to $4M in funded capital
  • Up to 100% profit split at top scaling tiers
  • 100% fee refund with first payout
  • News trading & EAs fully allowed
  • Hyper Growth has NO daily stop-loss
  • Multiple platforms: MT4, MT5, cTrader, Match Trader
  • Strong educational resources & webinars
  • 4.5+ Trustpilot rating from verified traders

Cons

  • Max leverage 1:30 — lower than some competitors
  • Initial profit split 50% on Bootcamp (grows fast)
  • Higher fees on premium programs vs. newer firms
  • Payout: 1–3 business days (not instant)
  • Bootcamp uses trailing drawdown — strict risk mgmt
  • Martingale, grid & HFT strategies prohibited
  • No instant funding option available
  • High Stakes max capital $500K (vs $4M for others)

Final Verdict — Should You Join The5%ers?

Which Program Is Right for You?

BootcampYou're new to prop trading or want the lowest cost entry point. You prefer step-by-step capital growth and can handle trailing drawdown rules.
Hyper GrowthYou're a swing trader or hold positions for days/weeks. You need freedom from daily stop-loss rules and want the fastest path to a funded account.
High StakesYou're an experienced trader confident in your strategy. You want a 2-step challenge with 80% profit split from day one and a clear path to 100%.

The5%ers is the gold standard for long-term prop trading careers. No other firm has been consistently funding traders since 2016 with real capital, transparent rules, and a genuine path to $4M in funded accounts. The fee refund policy, unlimited time limits, and zero minimum trading days make this one of the most stress-free evaluation environments available.

The lower initial profit split (50%) on Bootcamp can seem off-putting, but it grows rapidly through the scaling plan. For traders who want maximum profit split from the start, High Stakes (80% from day one) or Hyper Growth are the right choice. Bottom line: if you're a serious trader looking for a long-term prop firm partner, The5%ers is the safest, most rewarding bet in 2026.

Join The5%ers Now — Est. 2016, Trusted by 10,000+ Traders4YBG6L9

No time limit • Fee refunded on first payout • Scale to $4M • Real funded accounts

Frequently Asked Questions

Is The5%ers a legit prop firm?

Yes — absolutely. The5%ers has been operating since 2016, making it one of the longest-running prop firms in the industry. They fund traders with real live capital (not demo accounts), have a strong Trustpilot rating, and have paid out millions to traders across 100+ countries.

What is the promo code for The5%ers in 2026?

Use code 4YBG6L9 at checkout via the5ers.com/?afmc=xy7 to get an exclusive discount on any program — Bootcamp, Hyper Growth, or High Stakes.

Which The5%ers program is best for beginners?

The Bootcamp program is ideal for beginners — it has the lowest entry fee (from $72), a 3-step structure that gradually builds your track record, and scales all the way to $4M. It gives you time to develop without pressure.

Which program has no daily stop-loss?

The Hyper Growth program has NO daily stop-loss rule — making it the most flexible option for swing traders who hold positions overnight or over weekends without monitoring daily limits.

Does The5%ers refund the challenge fee?

Yes! The5%ers refunds 100% of your challenge/evaluation fee when you receive your first profit payout on the funded account. This effectively makes your challenge cost-free if you pass.

How long do I have to pass The5%ers challenge?

There is NO time limit on any The5%ers program. You can take as long as you need to hit your profit target. The only restriction is that accounts with 30+ consecutive days of inactivity will be closed.

Can I run multiple The5%ers accounts?

Yes. You can hold up to 4 simultaneous accounts per program type. For Bootcamp: one $250K + one $100K + two $20K. For Hyper Growth: one $20K + one $10K + two $5K. Each account must use a different trading method.

What is the maximum funded capital on The5%ers?

The Bootcamp and Hyper Growth programs scale up to $4,000,000 in total funded capital through the scaling plan. High Stakes caps at $500K per account but starts with higher profit splits (80%).

Are Expert Advisors (EAs) allowed on The5%ers?

Yes, EAs are allowed on all programs. However, they must comply with The5%ers fair-trading guidelines. Prohibited: latency arbitrage, tick/gap manipulation, martingale, grid strategies, and HFT.

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