The5%ers is the veteran champion of prop trading. With 9+ years of verified payouts, five distinct programs for every trading style, and a genuine path to managing $4 million in capital on select programs — no other firm matches their long-term growth potential. The fee refund policy and up to 100% profit split make this one of the most rewarding firms in the industry.
Table of Contents
Who Is The5%ers?
The5%ers is a proprietary trading firm founded in 2016, headquartered in Raanana, Israel with offices in London, UK. As one of the earliest prop firms in the industry, they have spent nearly a decade refining their programs and building an unmatched reputation for consistency, fairness, and real funded accounts.
Unlike many newer firms that simulate trading, The5%ers funds traders with real live capital — meaning your trades interact with actual market liquidity. This commitment to authenticity is why they remain a top choice for serious, professional traders worldwide.
5 Programs — Which One Is Right for You?
The5%ers doesn't believe in one-size-fits-all. Choose the program that matches your experience, budget, and trading style:
Lowest cost entry. Scale from small accounts to $4M. 1:30 leverage across all steps.
3% daily loss only pauses trading for the day — the account survives.
Start funded from day one. Largest initial capital. 5% daily loss terminates the account.
Single-step like Hyper Growth, but a 3% daily loss terminates the account (no pause).
Skip evaluation entirely. 6% static max loss from day one, no daily rule.
| Feature | Bootcamp | High Stakes | Hyper Growth | Pro Growth | Instant Funding |
|---|---|---|---|---|---|
| Evaluation Steps | 3-Step | 2-Step | 1-Step | 1-Step | None |
| Starting Fee | From $72 | From $22 | From $50 | Contact | Contact |
| Profit Target | 6% per step | 10% / 5% | 10% | 10% | No target |
| Daily Rule | 3% pause (funded only) | 5% loss — terminates | 3% loss — pauses | 3% loss — terminates | No daily rule |
| Max Loss | 5% per step / 4% funded | 10% overall | 6% stop-out | 6% stop-out | 6% static |
| Leverage | 1:30 | 1:100 | 1:30 | 1:30 | Capped, lower |
| Time Limit | Unlimited* | Unlimited* | Unlimited* | Unlimited* | Unlimited* |
| Min. Profitable Days | None | 3 per step | None | 3 | None |
| Initial Profit Split | 50% | 80% | 50% | 75% | Varies |
| Max Profit Split | 100% | 100% | 100% | 100% | Varies |
| Max Funding | $4M | $500K | $4M | $500K | Varies |
| Fee Refund | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes | N/A |
| News Trading | ✅ | Restricted near news | ✅ | ✅ | ✅ |
| EAs Allowed | ✅ | ✅ | ✅ | ✅ | ✅ |
*No calendar deadline, but accounts inactive for 30+ consecutive days are automatically closed.
Bootcamp Program — The Affordable Starter Path
The Bootcamp is The5%ers' entry-level program — a 3-step evaluation designed for traders who want to prove themselves with lower upfront cost and build capital step by step up to $4 million. Leverage is 1:30 across all steps and the funded stage, and a mandatory stop-loss is required on every position.
| Account Size | Bootcamp Fee | Profit Target | Max Loss | Leverage |
|---|---|---|---|---|
| $20,000 | $72 | 6% | 5% | 1:30 |
| $100,000 Popular | $95 | 6% | 5% | 1:30 |
| $250,000 | $225 | 6% | 5% | 1:30 |
The 3% daily pause rule only activates once you reach the funded stage — not during the two evaluation steps. Max 4 simultaneous Bootcamp accounts. No minimum trading days in evaluation. Fee refunded with first profit payout.
Hyper Growth — 1-Step Fast Track
Hyper Growth is The5%ers' fastest path to funded trading — a single-step evaluation where you hit one profit target and go straight to your funded account. A breach of the 3% daily loss only pauses trading for the rest of that session — the account survives and resumes the next day, unlike High Stakes or Pro Growth where a daily breach ends the account.
| Account Size | Fee | Profit Target | Max Drawdown | Initial Split |
|---|---|---|---|---|
| $5,000 | $50 | 10% | 6% | 50% |
| $10,000 | $100 | 10% | 6% | 50% |
| $20,000 Popular | $175 | 10% | 6% | 50% |
Key Advantage: A 3% daily loss on Hyper Growth only pauses trading for the day — it does not close the account, making it ideal for swing traders who hold positions overnight. Starting profit split is 50%, scaling to 100%. Evaluation capital is capped at $40,000 combined (e.g. 1×$20K + 1×$10K + 2×$5K).
High Stakes — 2-Step for Experienced Traders
High Stakes is The5%ers' premium 2-step challenge for experienced traders who want larger starting capital, 80% profit split from day one, and a path to 100% split as they scale. Starting from just $22 for a $2,500 account. Leverage reaches 1:100 — the highest in the lineup — but a 5% daily loss breach terminates the account immediately with no recovery. Three minimum profitable days (each generating at least 0.5% of the initial balance) are required per step.
| Account Size | Fee | Phase 1 | Phase 2 | Profit Split |
|---|---|---|---|---|
| $2,500 | $22 | 10% | 5% | 80% |
| $5,000 | $39 | 10% | 5% | 80% |
| $10,000 Popular | $78 | 10% | 5% | 80% |
| $25,000 | $25* | 10% | 5% | 80% |
| $50,000 | $309 | 10% | 5% | 80% |
| $100,000 | $545 | 10% | 5% | 80% |
Critical: Unlike Hyper Growth's pause rule, breaching the 5% daily loss on High Stakes closes the account permanently — you must purchase a new challenge to continue. News trading is restricted within two minutes of high-impact events.
Pro Growth — 1-Step, Higher Starting Split
Pro Growth completes evaluation in a single step, just like Hyper Growth, targeting a 10% profit against a 6% stop-out level. The key difference: Pro Growth starts traders at a 75% profit split (vs. Hyper Growth's 50%), but treats a 3% daily loss as a termination event — there is no next-day recovery. Three minimum profitable days are also required. Scaling uses an incremental model (not doubling) and caps at $500,000, the same ceiling as High Stakes.
Best for traders who want a higher starting profit split than Hyper Growth and can manage daily risk precisely, since a 3% breach ends the account with no recovery (same as High Stakes).
Instant Funding — Skip the Evaluation Entirely
For traders who'd rather not pay for and pass a multi-step challenge, The5%ers also offers Instant Funding — no evaluation, no profit target to hit before going live. It carries a 6% static maximum loss from day one and no daily loss rule, but leverage is capped lower than the challenge programs. Pricing and account sizes are provided directly through The5%ers hub rather than a fixed public rate card.
Best for traders who want to avoid evaluation risk entirely and are comfortable with a fixed static drawdown ceiling instead of a scaling daily/max-loss structure.
Trading Rules & Restrictions
| Rule | Bootcamp | High Stakes | Hyper Growth | Pro Growth |
|---|---|---|---|---|
| News Trading | ✅ | Restricted ±2min of news | ✅ | ✅ |
| EAs / Bots | ✅ | ✅ | ✅ | ✅ |
| Overnight Holding | ✅ | ✅ | ✅ | ✅ |
| Weekend Holding | ✅ | ✅ | ✅ | ✅ |
| Daily Breach Consequence | Pause (funded only) | Terminates | Pause | Terminates |
| No Time Limit* | ✅ | ✅ | ✅ | ✅ |
| Min. Profitable Days | None | 3 per step | None | 3 |
| Martingale / Grid | ❌ | ❌ | ❌ | ❌ |
| Latency Arbitrage / HFT | ❌ | ❌ | ❌ | ❌ |
| External Signal Copying | ❌ | ❌ | ❌ | ❌ |
Important: The5%ers funds traders with real live capital — not demo accounts. This means slippage and market conditions are genuine. *No calendar deadline, but inactive accounts for 30+ consecutive days will be closed. All trades must reflect real market strategies.
Scaling Plan — How Far Can You Grow?
The5%ers offers one of the most generous scaling plans in the entire prop trading industry — but the $4 million ceiling does not apply to every program. Only Bootcamp and Hyper Growth scale up to $4M. High Stakes and Pro Growth are capped at $500,000. Bootcamp scales on every 5% funded-stage target; Hyper Growth and Pro Growth scale on every 10% target.
| Program | Scaling Trigger | Max Funding | Starting Split |
|---|---|---|---|
| Bootcamp | 5% funded-stage target | $4,000,000 | 50% |
| High Stakes | 10% target | $500,000 | 80% |
| Hyper Growth | 10% target (doubling) | $4,000,000 | 50% |
| Pro Growth | 10% target (incremental) | $500,000 | 75% |
Bootcamp Scaling Milestones (Selected)
Payouts & Profit Split
Supported Payment Methods
Fee Refund Policy: The5%ers refunds your 100% of the evaluation fee with your very first profit payout. This effectively makes your challenge free if you pass — a rare and genuinely trader-friendly policy in the industry.
Platforms & Tradable Assets
Trading Platforms
- MetaTrader 5 (MT5)Primary platform — multi-asset, mobile & web
- Match TraderModern browser-based alternative
- MetaTrader 4 (MT4)Classic Forex traders favorite
- cTraderAdvanced execution & algo support
Tradable Assets
- Forex PairsAll majors, minors & selected exotics
- MetalsGold (XAU), Silver (XAG)
- IndicesNASDAQ, S&P 500, DAX, FTSE 100
- CommoditiesCrude oil & energy products
- CryptocurrenciesBTC, ETH and major digital assets
The5%ers Pros & Cons
Pros
- 9+ years in operation — most trusted veteran firm
- Real live capital — not demo or simulated accounts
- 5 distinct programs for every trader type
- Instant Funding available — skip the evaluation entirely
- No time limits on ANY evaluation program
- Bootcamp & Hyper Growth scale all the way to $4M
- Up to 100% profit split at top scaling tiers
- 100% fee refund with first payout
- News trading & EAs fully allowed
- Hyper Growth's daily loss rule only pauses trading — it never terminates the account
- Multiple platforms: MT4, MT5, cTrader, Match Trader
- Strong educational resources & webinars
- 4.5+ Trustpilot rating from verified traders
Cons
- Bootcamp leverage capped at 1:30 — lower than some competitors
- Initial profit split 50% on Bootcamp & Hyper Growth (grows fast)
- Higher fees on premium programs vs. newer firms
- Payout: 1–3 business days (not instant)
- High Stakes & Pro Growth: breaching the daily loss limit closes the account (no pause)
- Martingale, grid & HFT strategies prohibited
- High Stakes & Pro Growth max capital $500K (only Bootcamp & Hyper Growth reach $4M)
Final Verdict — Should You Join The5%ers?
Which Program Is Right for You?
The5%ers is the gold standard for long-term prop trading careers. No other firm has been consistently funding traders since 2016 with real capital, transparent rules, and 5 distinct programs — Bootcamp, High Stakes, Hyper Growth, Pro Growth and Instant Funding — covering every trading style. The fee refund policy, unlimited time limits on evaluations, and zero minimum trading days on most programs make this one of the most stress-free evaluation environments available.
The lower initial profit split (50%) on Bootcamp and Hyper Growth can seem off-putting, but it grows rapidly through the scaling plan and only Bootcamp/Hyper Growth reach the full $4M cap. For traders who want maximum profit split from day one, High Stakes (80%) or Pro Growth (75%) are the right choice — just remember both of those terminate the account on a daily loss breach, unlike Bootcamp/Hyper Growth's pause-only rule. Want zero evaluation at all? Instant Funding gets you trading funded capital immediately. Bottom line: if you're a serious trader looking for a long-term prop firm partner with a program built for your exact style, The5%ers is the safest, most rewarding bet in 2026.
No time limit • Fee refunded on first payout • Scale to $4M (select programs) • Real funded accounts
Frequently Asked Questions
Is The5%ers a legit prop firm?
Yes — absolutely. The5%ers has been operating since 2016, making it one of the longest-running prop firms in the industry. They fund traders with real live capital (not demo accounts), have a strong Trustpilot rating, and have paid out millions to traders across 100+ countries.
What is the promo code for The5%ers in 2026?
Use code 4YBG6L9 at checkout via the5ers.com/?afmc=xy7 to get an exclusive discount on any of the 5 programs — Bootcamp, High Stakes, Hyper Growth, Pro Growth or Instant Funding.
Which The5%ers program is best for beginners?
The Bootcamp program is ideal for beginners — it has the lowest entry fee (from $72), a 3-step structure that gradually builds your track record, a daily loss rule that only applies once funded, and scales all the way to $4M. It gives you time to develop without pressure.
Which program has no daily stop-loss?
No program is fully free of a daily rule, but Bootcamp (funded stage only) and Hyper Growth use a rule that merely PAUSES trading for the rest of the day if breached — the account stays alive. High Stakes and Pro Growth, by contrast, TERMINATE the account on a daily loss breach, so choose Hyper Growth if you want the most forgiving daily rule.
Does The5%ers refund the challenge fee?
Yes! The5%ers refunds 100% of your challenge/evaluation fee when you receive your first profit payout on the funded account. This effectively makes your challenge cost-free if you pass.
How long do I have to pass The5%ers challenge?
There is NO time limit on any The5%ers evaluation program. You can take as long as you need to hit your profit target. The only restriction is that accounts with 30+ consecutive days of inactivity will be closed.
Can I run multiple The5%ers accounts?
Yes. You can hold up to 4 simultaneous accounts per program type. For Bootcamp: one $250K + one $100K + two $20K. For Hyper Growth: one $20K + one $10K + two $5K (capped at $40K combined evaluation capital). Each account must use a different trading method.
What is the maximum funded capital on The5%ers?
Only the Bootcamp and Hyper Growth programs scale up to $4,000,000 in total funded capital through the scaling plan. High Stakes and Pro Growth both cap at $500K per account, but start with higher profit splits (80% and 75% respectively). Instant Funding capital is set per the pricing hub rather than a fixed scale.
Does The5%ers offer instant funding without an evaluation?
Yes — the Instant Funding program lets you trade with funded capital immediately, with no evaluation phase. It uses a flat 6% max loss limit and capped/lower leverage instead of a challenge structure.
Are Expert Advisors (EAs) allowed on The5%ers?
Yes, EAs are allowed on all programs. However, they must comply with The5%ers fair-trading guidelines. Prohibited: latency arbitrage, tick/gap manipulation, martingale, grid strategies, and HFT.