The5ers vs Funded Trading Plus: Which Model Fits Your Holding Style?
The5ers vs Funded Trading Plus: Which Model Fits Your Holding Style?. A practical, checked breakdown of the rules, costs, and what to verify before you commit.
Checked on: 2026-07-24 | Rules and pricing can change. Always verify at the official The5ers site before purchasing.
Affiliate Disclosure: HNL Growth may earn a commission if you register through our links, at no additional cost to you. Risk Warning: Trading leveraged products and paid evaluations involves substantial risk. Evaluation fees may be lost, and qualification, payouts, or profits are not guaranteed. Simulated Environment Disclosure: The5ers states that trading activity in its Hub is conducted in a simulated environment; reaching a funded stage is subject to current program rules and is not guaranteed.
Selecting the right proprietary trading firm requires looking beyond headline scaling claims and initial fee tags. For retail Forex, CFD, and futures traders evaluating top-tier capital providers, The5ers and Funded Trading Plus (FTP) frequently surface as leading contenders. While both prop firms maintain strong reputations for payout reliability, transparent funding paths, and active trader communities, their core account structures, risk parameters, and operational mechanics differ significantly.
The5ers (often searched as the5ers or the 5ers prop firm) has built an established institutional model featuring instant direct funding, multi-stage evaluation tracks, low-cost entry points, and dedicated futures programs. On the other side, Funded Trading Plus has gained popularity through flexible single-stage, two-stage, and instant funding programs that offer variable drawdown types (including relative, trailing, and static models).
This comprehensive head-to-head review compares the5ers vs funded trading plus across evaluation rules, drawdown calculations, profit splits, platform support, hidden fees, and trader fit to help you determine which firm aligns best with your individual trading strategy and risk management profile.
Executive Summary & Head-to-Head Comparison
The5%ers — Code 4YBG6L9 for a discount
Bootcamp, High Stakes, Hyper Growth, Pro Growth & Instant Funding · Profit split up to 100% · Scale to $4M
When comparing the5ers vs funded trading plus , traders encounter two distinct philosophies regarding risk allocation and program architecture:
- The5ers Key Strengths: Exceptional scaling potential up to $3.8 million or more, stable static drawdown parameters across evaluation and funded stages, low barrier-to-entry routes (such as the High Stakes and low-cost Bootcamp programs), instant direct funding options (Hyper Growth), dedicated futures programs, and a firm emphasis on long-term career growth.
- Funded Trading Plus Key Strengths: Diverse choice between 1-step, 2-step, and instant funding routes, options for static or trailing drawdown depending on the chosen account tier, high initial profit split potential (starting up to 80%-90%), and flexible trading parameters with few strategy restrictions.
For traders who prefer clear static maximum drawdown limits (where drawdown is locked to the starting balance rather than trailing peak open equity), The5ers offers structural consistency that protects accumulated profits during market drawdowns. Conversely, traders who prefer single-step evaluations or specific trailing drawdown models may find Funded Trading Plus appealing depending on the exact program track selected.
The5ers Overview: Models, Features, and Rules
Operating since 2016, The5ers official website outlines one of the most established operations in the funded trader space. Known in the industry for transparent funding conditions and strict capital preservation rules, The5ers structures its offerings around four primary tracks:
- High Stakes Program: A standard two-step evaluation offering competitive leverage, structured profit targets (typically 8% in Step 1 and 5% in Step 2), a 5% daily loss limit, and a 10% maximum static drawdown.
- Hyper Growth Program: A direct funding / one-step scaling model designed for traders who want immediate access to real scaling. It combines achievable profit targets with continuous account doubling at designated milestone targets.
- Bootcamp Program: A specialized low-upfront-cost route designed for high-reward, multi-stage skill qualification. Traders pay a small initial fee to enter a three-stage challenge, paying the balance only after successfully passing into the funded phase.
- Futures Programs: Dedicated Day Trade and Swing evaluation tracks tailored for CME, CBOT, NYMEX, and COMEX futures products, governed by daily loss rules and end-of-day (EOD) trailing loss limits.
The firm maintains strict operational integrity. When accessing the 5ers login dashboard or executing trades inside the trading hub, traders operate within a professional management interface. To explore how The5ers compares across the wider funding landscape, you can Learn More about alternative firm structures in our dedicated directory.
Traders looking to enroll can register directly using The5ers referral code 4YBG6L9 inside the registration system to link their account to official tracking and updates.
Funded Trading Plus Overview: Programs and Structures
Funded Trading Plus (FTP) is a UK-headquartered firm that rapidly expanded by offering simple rules and multiple evaluation routes designed to cater to various trading styles. FTP classifies its main programs into three core categories:
- Master Trader Program (Instant Funding): Direct access to a funded account without an evaluation phase, utilizing a trailing drawdown model that locks once the drawdown reaches the starting balance.
- Experienced Trader Program (1-Stage Evaluation): A single-phase evaluation requiring a single profit target (typically 10%), paired with a trailing drawdown system.
- Advanced & Premium Trader Programs (2-Stage Evaluations): Traditional two-step tracks featuring lower fee thresholds, reasonable profit targets (e.g., 8% Phase 1, 5% Phase 2), and relative or static drawdown choices depending on the specific program tier.
FTP appeals to traders seeking fast-path single-phase evaluations or direct allocation without passing preliminary steps, though traders must carefully evaluate how trailing drawdown mechanics impact live balance volatility.
Drawdown Rules & Risk Limits: Static vs Trailing Calculations
Understanding drawdown rules is critical when comparing prop firms. A key differentiator between the5ers vs funded trading plus lies in how loss limits are calculated and enforced during live trading conditions.
1. Static Drawdown (The5ers Standard)
Under a static maximum drawdown model (standard across The5ers High Stakes and Hyper Growth programs), your overall drawdown limit is anchored to your starting account capital. For example, on a $100,000 High Stakes account with a 10% maximum drawdown, your breach level is permanently fixed at $90,000.
If your account balance grows to $112,000, your maximum allowed loss limit remains at $90,000. This provides a $22,000 safety cushion. Your accumulated gains buffer your account against market pullbacks, giving open trades room to breathe without moving the failure line higher.
2. Trailing Drawdown (FTP Standard on Select Programs)
Many Funded Trading Plus programs (such as the Experienced Trader and Master Trader tracks) utilize a trailing drawdown calculated against open equity peaks. If your $100,000 account has a 6% trailing drawdown ($94,000 initial breach point) and an open position carries account equity up to $108,000, your maximum drawdown limit trails upward to $101,520 ($108,000 minus 6%).
If the trade subsequently reverses and closes at $101,000 balance, the account breaches the trailing drawdown threshold despite never dipping below the initial $100,000 starting deposit. Once equity reaches initial balance + drawdown amount, FTP trailing drawdowns typically lock at the original starting balance ($100,000), but navigating the early growth phase requires strict trade management.
Worked Comparison Example: Drawdown in Action
Scenario: You purchase a $50,000 account at both firms. You enter a position that runs into +$4,000 in floating equity before reversing back down to +$500 when closed.
- The5ers (Static 10% / $45,000 floor): Peak floating equity reached $54,000. When the trade retraces to $50,500, your drawdown floor stays firmly at $45,000. You retain $5,500 of drawdown room. Account status: Active & Safe.
- FTP Trailing 6% ($47,000 initial floor): As peak equity hit $54,000, the 6% trailing floor moved up to $50,760 ($54,000 - $3,240). When the trade retraced and closed at $50,500 balance, account equity fell below the updated $50,760 breach line. Account status: Breached due to trailing equity stop.
This comparison demonstrates why understanding specific 5 ers rules versus trailing evaluation mechanics is vital before deploying intraday or swing trading strategies.
Evaluation Tracks, Profit Targets, and Scaling Progression
Both firms offer multiple pathways to access simulated capital, but their progression dynamics appeal to different growth objectives.
The5ers Progression & Capital Growth
The5ers prioritizes long-term account scaling. Rather than forcing traders to repeatedly breach pass/fail targets on tiny accounts, programs like Hyper Growth and High Stakes feature aggressive scaling frameworks:
- Hyper Growth: Reaching a 10% net profit target doubles your account size at every milestone step (e.g., $10k → $20k → $40k → $80k → $160k → up to $3.2M+).
- High Stakes: Features standard 8% Phase 1 and 5% Phase 2 profit targets with unlimited evaluation days, transitioning into account scaling every time 10% gain is achieved on the funded tier.
- Bootcamp: Requires passing a low-cost 3-stage evaluation with 6% profit targets per stage before unlocking funded scaling phases up to $500,000+.
Funded Trading Plus Progression & Capital Growth
Funded Trading Plus offers rapid entry, particularly through its 1-step Experienced Trader program (10% profit target) and instant Master Trader accounts. Scaling at FTP occurs at fixed profit thresholds (e.g., reaching 10% profit adds 20% to 30% additional capital allocation, depending on the tier up to a maximum cap of $2.5 million).
While FTP allows rapid progression to initial payouts, overall account compounding at upper scaling levels requires achieving multiple profit cycles compared to the geometric doubling steps built into The5ers' flagship tracks.
Permitted Trading Strategies: News, EAs, Weekend Holding, and Stops
To avoid unexpected breach events, traders must examine trade execution rules, stop-loss requirements, and strategy restrictions.
| Trading Parameter | The5ers Standard Rules | Funded Trading Plus Standard Rules |
|---|---|---|
| News Trading | Allowed on most programs; specific 2-minute window restrictions apply on high-impact news for select accounts. | Allowed on evaluation phases; subject to specific restricted news windows on certain funded account types. |
| Weekend Holding | Permitted across High Stakes, Hyper Growth, and Swing options; restricted on select high-leverage day trade plans. | Permitted on all swing-style accounts; may require closure before market close on specific day trading tiers. |
| Stop Loss Mandate | Required on select programs (e.g., Bootcamp); optional on High Stakes depending on risk tier. | Not mandatory on most programs, though strongly recommended for risk control. |
| EAs & Automated Trading | Permitted (custom or personal EAs); commercial off-the-shelf EAs must be unique or customized to avoid copy trading flags. | Permitted; tick scalping, arbitrage, or latency exploitation prohibited. |
| Copy Trading | Allowed between trades owned by the same individual trader; third-party account management prohibited. | Allowed between your own accounts; managing external retail trades is strictly prohibited. |
Payout Structures, Payment Timelines, and Pricing Realities
When evaluating pricing, profitability, and payout processing between the5ers vs funded trading plus , traders must weigh upfront evaluation fees against long-term profit split opportunities.
The5ers Payout Dynamics
- Profit Split: Begins at 80% upon reaching funded qualification, automatically scaling up to 90% or 100% as the account passes higher milestone levels.
- Payout Cadence: First payout available after meeting initial trading duration rules (typically 14 calendar days or upon reaching target milestones on instant scaling models), with bi-weekly payout schedules thereafter.
- Payment Methods: Withdrawals processed through trusted third-party payout processors including Rise, cryptocurrency (USDT), and direct bank transfers.
- Fee Refundability: Evaluation fees on two-stage programs (High Stakes) are refunded upon successful completion and initial funded payout clearance.
Funded Trading Plus Payout Dynamics
- Profit Split: Starts between 70% and 80% depending on program track, with add-ons or scaling milestones enabling splits up to 90% or 100%.
- Payout Cadence: Initial payout available after 14 calendar days (or after 1st trade on instant master tiers once minimum profit thresholds are satisfied). Subsequent payouts follow a weekly or bi-weekly cycle.
- Payment Methods: Disbursed via Rise, Deel, crypto, or direct international wire transfer.
- Fee Refundability: Fee refunds provided on select 1-step and 2-step evaluation tracks upon completing Phase 2 and securing the first payout.
Trading Platforms, Dashboard Access, and Technical Setup
Execution stability and trading platform preferences play a major role in platform selection. Both firms have adapted to shifting broker technology standards by expanding platform compatibility.
The5ers Platform Ecosystem:
- Supported Platforms: MetaTrader 5 (MT5), cTrader, and specialized browser-based terminals, alongside dedicated futures execution platforms (such as Tradovate / NinjaTrader integration for futures tracks).
- Trader Dashboard: The 5ers login dashboard provides real-time equity curve tracking, drawdown warnings, daily loss indicators, scaling target metrics, and detailed trade history analytics.
- Execution Environment: All activity is hosted in a high-speed simulated broker environment connected to institutional pricing feeds, delivering tight spreads and low slippage.
Funded Trading Plus Platform Ecosystem:
- Supported Platforms: cTrader, DXTrade, TradeLocker, and Match-Trader depending on geographical location and regulatory rules.
- Trader Dashboard: FTP delivers a sleek dashboard with built-in relative drawdown calculators, account milestone trackers, and streamlined withdrawal request portals.
Side-by-Side Comparison Matrix
The table below presents a direct feature-by-feature matrix comparing key specifications across both evaluation providers:
| Feature / Specification | The5ers | Funded Trading Plus |
|---|---|---|
| Primary Offerings | High Stakes (2-Step), Hyper Growth (1-Step Direct), Bootcamp (3-Stage), Futures | Experienced (1-Step), Advanced/Premium (2-Step), Master Trader (Instant) |
| Drawdown Type | Static Balance Drawdown (Locked to initial account balance) | Trailing / Relative Drawdown (Trails high-water mark equity until locked) |
| Max Drawdown Allowance | 5% Daily / 10% Static Maximum (Program dependent) | 3% to 6% Trailing / Relative Maximum (Program dependent) |
| Profit Targets | 8% Step 1 / 5% Step 2 (High Stakes); 10% (Hyper Growth); 6% (Bootcamp) | 10% (1-Step Experienced); 8% Phase 1 / 5% Phase 2 (2-Step) |
| Profit Split Range | 80% up to 100% with milestone scaling | 70% to 90% (up to 100% via scaling add-ons) |
| Maximum Scaling Limit | Up to $3,800,000+ (Aggressive 100% account doubling) | Up to $2,500,000 (Incremental balance additions) |
| Trading Instruments | Forex, Gold, Commodities, Indices, CME Futures | Forex, Commodities, Indices, Cryptocurrencies |
| Time Limits | Unlimited trading days across all major evaluation tracks | Unlimited trading days across all main plans |
| Payout Methods | Rise, Crypto (USDT), Direct Wire | Rise, Deel, Crypto, Direct Wire |
Exploring Related Prop Firm Comparisons
To gain a complete prospective on how modern evaluation firms structure their trading rules, profit splits, and risk parameters, explore our detailed comparative analyses across other industry leaders:
- Compare The5ers Vs Atlas Funded — A detailed look into evaluation structures, drawdown conditions, and pricing models.
- Compare The5ers Vs Goat Funded Trader — Analysis covering multi-stage challenges, leverage options, and payout timelines.
- Compare The5ers Vs City Traders Imperium — In-depth comparison of direct funding models, scaling plans, and institutional rules.
Trader Persona Fit: Who Should Choose Which Firm?
Choosing between the5ers vs funded trading plus depends on your trading personality, strategy duration, and drawdown tolerance.
Who Should Choose The5ers?
- Swing Traders & Trend Followers: Static drawdown mechanics allow open positions to retrace without triggering trailing equity breaches.
- Long-Term Career Scalers: Traders focused on compounding capital toward multi-million dollar balances via structured doubling steps.
- Futures & Multi-Asset Traders: Those seeking dedicated futures tracks (CME/CBOT) alongside traditional FX and CFD markets.
- Low-Capital Entry Seekers: Traders wanting structured multi-stage entry points like the low-upfront-cost Bootcamp program.
Who Should Choose Funded Trading Plus?
- Instant Funding Seekers: Traders who want immediate live-simulated funding without passing standard evaluation steps.
- 1-Phase Evaluation Traders: Individual traders who excel at passing single-stage challenges with a 10% profit target.
- Scalpers & Short-Term Intraday Traders: Traders who close positions quickly before peak equity pullbacks affect trailing drawdown lines.
- Crypto CFD Traders: Those who require cryptocurrency CFD trading options on weekend schedules.
Who Should NOT Choose The5ers?
Traders seeking ultra-high leverage (e.g., 1:100 or 1:200 on all programs) or those who demand a single-stage evaluation with trailing drawdown parameters should consider alternative options.
Who Should NOT Choose Funded Trading Plus?
Traders holding wide-stop swing positions who cannot tolerate peak-equity trailing drawdown, or those who prefer static balance drawdown across all program tiers.
Evidence Limitations & Verification Notice
Proprietary trading firm terms, fee structures, spread markups, platform rules, and payout policies update frequently across the industry. Facts detailed in this comparison reflect verified conditions as of July 22, 2026. Before making a purchasing decision, traders should independently verify current program rules, country availability, platform restrictions, and challenge parameters on the official websites of both firms.
Conclusion & Final Recommendation
Both The5ers and Funded Trading Plus are established names in the proprietary trading sector, but they serve distinct trader preferences. If you value static balance drawdown , aggressive capital scaling up to $3.8M+, low entry costs, and institutional stability across FX, CFDs, and futures, The5ers stands out as a top option for serious career-minded traders.
If you prioritize single-phase evaluation tracks, immediate direct master funding options, or trailing drawdown mechanics tailored for intraday scalping, Funded Trading Plus offers a viable alternative.
Frequently Asked Questions (FAQs)
1. Does The5ers use static or trailing drawdown?
The5ers primarily utilizes a static maximum drawdown across its flagship programs (such as High Stakes and Hyper Growth). Your maximum loss limit is locked relative to your initial account starting balance rather than trailing open profit peaks.
2. Can I trade news events on Funded Trading Plus and The5ers?
Yes, news trading is generally permitted on evaluation stages at both firms. However, specific funded accounts at both companies may restrict opening or closing trades within a 2-minute window before and after high-impact economic releases (e.g., NFP, CPI). Always check current program specifications before trading news events.
3. How does The5ers referral code 4YBG6L9 work?
You can enter The5ers referral code 4YBG6L9 during account creation on the registration portal. This links your account within the affiliate system to access eligible account updates and official tracking.
4. Are trading accounts at The5ers and Funded Trading Plus real or simulated?
Both firms utilize simulated trading environments during evaluation and funded phases. Virtual trades are executed against institutional broker data feeds, and payouts are disbursed based on simulated net profits in accordance with each firm's formal contract terms.
5. Which firm is better for holding swing positions over the weekend?
The5ers is particularly well-suited for swing traders due to its static drawdown structure, which prevents weekend market gaps from tripping trailing equity limits, combined with explicit support for weekend position holding across its High Stakes, Hyper Growth, and Swing account tracks.
Review The5ers Weekend and News Rules →
Risk Disclaimer
Prop trading evaluations involve risk of capital loss. Evaluation fees are non-refundable if you breach the account rules. Funded accounts operate in simulated trading environments — payouts depend on each firm's policies and are not guaranteed. Past performance in an evaluation does not guarantee consistent returns on a funded account. Always read the full terms and conditions of any program before purchasing. This article is for educational and informational purposes only and does not constitute financial advice.
Checked on: 2026-07-24. Rules and pricing can change. Always verify at the official The5ers site before purchasing.
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