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GuidesUpdated 2026-07-24The5%ers

The5ers vs Topstep: Forex Funding or Futures Evaluation?

The5ers vs Topstep: Forex Funding or Futures Evaluation?. A practical, checked breakdown of the rules, costs, and what to verify before you commit.

HNL Growth Team8 min read
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4.6/5
Trustpilot
Est. 2016
9+ years
5 Programs
Bootcamp to Futures
$4M
Scaling cap
The5ers vs Topstep: Forex Funding or Futures Evaluation? cover illustration

Checked on: 2026-07-24 | Rules and pricing can change. Always verify at the official The5ers site before purchasing.

Affiliate Disclosure: HNL Growth may earn a commission if you register through our links, at no additional cost to you. Risk Warning: Trading leveraged products and paid evaluations involves substantial risk. Evaluation fees may be lost, and qualification, payouts, or profits are not guaranteed. Simulated Environment Disclosure: The5ers states that trading activity in its Hub is conducted in a simulated environment; reaching a funded stage is subject to current program rules and is not guaranteed.

The5ers and Topstep get compared often, but they aren't actually competing for the same trader in most cases — they operate in different markets with fundamentally different rule structures. Before comparing pricing or profit splits, the first question to answer is simpler: which market do you want to trade?

Different Markets, Different Products

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  • The5ers is built around forex and CFD trading, with multiple evaluation tracks (High Stakes two-step, Bootcamp three-stage, Hyper Growth direct-funding) and a separate futures offering.
  • Topstep is built specifically around futures trading via its Trading Combine evaluation, funding traders to trade CME-listed futures contracts (equity indices, commodities, currencies, bonds via futures instruments) rather than spot forex/CFDs.

This distinction matters more than any pricing comparison: a trader whose strategy is built around forex pairs on MT4/MT5 platforms will find Topstep's futures-only model a poor fit regardless of its terms, and vice versa for a futures-focused trader looking at The5ers' forex programs.

At-a-Glance Comparison

Feature The5ers Topstep
Primary Market Forex & CFDs (plus a separate Futures track) Futures only (CME-listed contracts)
Evaluation Style Multi-track: 2-step, 3-stage, 1-step direct funding Single-step "Trading Combine" evaluation
Profit Split 80% baseline, scaling toward up to 100% 90% (flat, per current published terms)
Consistency Rules Program-specific daily/overall drawdown limits Best-day consistency rule (single best day capped as a % of total profit)
Scaling Milestone-based capital growth up to multi-million-dollar ceilings on some tracks Account funded at a fixed size per Combine tier; no forex-style multi-million scaling ladder
Platform MT4/MT5-style CFD execution Futures-specific trading platforms

Which Fits You?

  • Choose The5ers-style forex/CFD funding if your strategy is built around currency pairs, indices-as-CFDs, or gold/commodities traded as CFDs, and you value a scaling path that can grow well beyond the starting balance.
  • Choose a futures-specific firm like Topstep if your strategy is genuinely built around futures contracts (ES, NQ, CL, GC, etc.) and you want direct exposure to futures markets rather than CFD equivalents.

Trying to force a futures strategy onto a CFD account (or vice versa) changes tick sizes, margin requirements, and session hours enough that the comparison stops being meaningful — market fit should be decided before firm fit.

For a complete breakdown of The5ers' forex/CFD evaluation tracks, rules, and pricing, read the full The5ers Review.

Read the The5ers Forex Funding Review →


Risk Disclaimer

Prop trading evaluations involve risk of capital loss. Evaluation fees are non-refundable if you breach the account rules. Funded accounts operate in simulated trading environments — payouts depend on each firm's policies and are not guaranteed. Past performance in an evaluation does not guarantee consistent returns on a funded account. Always read the full terms and conditions of any program before purchasing. This article is for educational and informational purposes only and does not constitute financial advice.


Checked on: 2026-07-24. Rules and pricing can change. Always verify at the official The5ers site before purchasing.


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The5%ers has funded traders since 2016 across 5 distinct programs — from low-cost Bootcamp to Instant Funding — with profit splits up to 100% and a scaling path to $4M. Use code 4YBG6L9 at checkout for a discount.

Code 4YBG6L9 — discount at checkout
5 programs: Bootcamp, High Stakes, Hyper Growth, Pro Growth, Instant Funding
Profit split up to 100%
Scaling path up to $4M
Est. 2016 — 9+ years operating history

Risk disclaimer: Challenge fees are non-refundable if you breach the rules. Prop trading involves significant financial risk. Past performance in a simulated environment does not guarantee results on a funded account. Only purchase if you understand the rules fully and can afford to lose the fee. Affiliate disclosure: HNL Growth earns a commission when you purchase a The5%ers program through links on this page.