The5ers Payment Methods: Cards, PayPal, Crypto and Checkout Risks
How you can pay for a The5ers challenge (cards, PayPal, crypto), and the checkout and refund risks to know. Always verify at the official The5ers site.
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Before you can open a The5ers evaluation, you need to complete checkout — and before your first withdrawal clears, you need to understand which payout rail applies to your situation. The two are handled by different systems with different fees, so it's worth knowing both before you commit.
Paying for a Challenge (Checkout)
Per The5ers' own support documentation, evaluation purchases can be completed with:
- Credit and debit cards (Visa, Mastercard)
- PayPal
- Checkout (Visa, Mastercard, Apple Pay, Google Pay)
- Confirmo (cryptocurrency payments)
If you pay via crypto through Confirmo, The5ers explicitly warns that network fees are the trader's responsibility — if a payment is underpaid because of network fees, the order will not complete and the account will not open. Supported crypto payment routes are:
- USDT via TRON or Arbitrum network
- USDC via Ethereum or Arbitrum network
- TRX via TRON network
Sending funds on the wrong network, or in the wrong currency, can result in a permanent loss of funds — this is not reversible by The5ers support.

Receiving a Payout (Withdrawal)
Withdrawals use a separate set of rails, each with its own commission and limits:
| Method | Commission | Notes |
|---|---|---|
| Rise | 3.5% per withdrawal | Sent to a Rise Works account; the email on file must match your The5ers account email |
| Crypto | 3.5% per withdrawal | Limited to $1,500 per withdrawal; supports USDT (TRC20), USDC (ERC20), ETH, LTC |
| Bank Transfer | 3.5% + any receiving-bank fees | Limits/timing vary by your bank |
| Hub Credits | 0% | Payout converted to in-platform credit, usable only to purchase new accounts |
The minimum amount eligible for withdrawal is $150 after the profit split has been applied, and approved requests are typically processed within 5–8 business days.
Common Checkout and Payout Mistakes
- Sending crypto on the wrong network — always double-check the network (e.g. TRC20 vs ERC20) matches what the platform requests before sending.
- Email mismatch on Rise — if your Rise account email doesn't match your The5ers account email, the payout can be delayed or rejected.
- Underpaying network fees on a crypto challenge purchase — the order simply won't complete, and the shortfall isn't automatically refunded.
- Assuming all methods have the same fee — Hub Credits are free but locked into re-purchasing accounts; every cash-out method currently carries a 3.5% commission.
For the complete payout schedule, minimums, and processing timeline (not just the payment rails), see the full The5ers Payout Guide.
Official sources: The5ers official site (the5ers.com).
Related The5ers Guides
The5ers Payment Methods: Your Questions Answered
What are the core rules and costs covered in The5ers Payment Methods?
For traders researching the5ers payment methods, The5%ers operates with From $95 ($5K High Stakes / Hyper Growth) or $95 Bootcamp and 8%–10% (1-Step/2-Step) or 6% per step (Bootcamp). Risk limits enforce 3%–5% daily / 5%–10% max, while eligible accounts operate on MT5, cTrader (NinjaTrader/Tradovate on Futures). Always cross-check the live specification sheet (last checked 2026-07-24) before placing orders.
How does The5%ers calculate drawdown and daily risk limits for The5ers Payment Methods?
When applying the rules in The5ers Payment Methods, The5%ers monitors 3%–5% daily / 5%–10% max across open floating equity and closed balance. A single oversized position during high-impact macroeconomic releases can breach the daily limit if stop-loss slippage occurs on MT5, cTrader (NinjaTrader/Tradovate on Futures).
Which platforms and oversight rules apply to The5ers Payment Methods?
Under the current framework for the5ers payment methods, execution runs on MT5, cTrader (NinjaTrader/Tradovate on Futures) through Five Percent Online Ltd (Israel, simulated accounts). Traders should verify whether their specific country of residence connects to a Tier-1 licensed entity, an offshore brokerage branch, or a simulated evaluation server.
Related Guides
Sources & verification
- Last checked
- Written by
- HNL Growth Team
- Reviewed by
- Hà Ngọc Lộc
- Length
- 3 min read · 642 words
Rules, prices and payout terms on this page were checked against the official websites, help-centre articles and published terms of the firms mentioned, on the date above. Prop firms and brokers change conditions often — confirm the current version on the official site before you buy or deposit. Read our editorial methodology and affiliate disclosure.
Official sources & documentation verified
- The5ers official site(the5ers.com)
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Risk disclaimer: Challenge fees are non-refundable if you breach the rules. Prop trading involves significant financial risk. Past performance in a simulated environment does not guarantee results on a funded account. Only purchase if you understand the rules fully and can afford to lose the fee. Affiliate disclosure: HNL Growth earns a commission when you purchase a The5%ers program through links on this page.