The5ers Payment Methods: Cards, PayPal, Crypto and Checkout Risks
The5ers Payment Methods: Cards, PayPal, Crypto and Checkout Risks. A practical, checked breakdown of the rules, costs, and what to verify before you commit.
Checked on: 2026-07-24 | Rules and pricing can change. Always verify at the official The5ers site before purchasing.
Affiliate Disclosure: HNL Growth may earn a commission if you register through our links, at no additional cost to you. Risk Warning: Trading leveraged products and paid evaluations involves substantial risk. Evaluation fees may be lost, and qualification, payouts, or profits are not guaranteed. Simulated Environment Disclosure: The5ers states that trading activity in its Hub is conducted in a simulated environment; reaching a funded stage is subject to current program rules and is not guaranteed.
Before you can open a The5ers evaluation, you need to complete checkout — and before your first withdrawal clears, you need to understand which payout rail applies to your situation. The two are handled by different systems with different fees, so it's worth knowing both before you commit.
Paying for a Challenge (Checkout)
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Per The5ers' own support documentation, evaluation purchases can be completed with:
- Credit and debit cards (Visa, Mastercard)
- PayPal
- Checkout (Visa, Mastercard, Apple Pay, Google Pay)
- Confirmo (cryptocurrency payments)
If you pay via crypto through Confirmo, The5ers explicitly warns that network fees are the trader's responsibility — if a payment is underpaid because of network fees, the order will not complete and the account will not open. Supported crypto payment routes are:
- USDT via TRON or Arbitrum network
- USDC via Ethereum or Arbitrum network
- TRX via TRON network
Sending funds on the wrong network, or in the wrong currency, can result in a permanent loss of funds — this is not reversible by The5ers support.
Receiving a Payout (Withdrawal)
Withdrawals use a separate set of rails, each with its own commission and limits:
| Method | Commission | Notes |
|---|---|---|
| Rise | 3.5% per withdrawal | Sent to a Rise Works account; the email on file must match your The5ers account email |
| Crypto | 3.5% per withdrawal | Limited to $1,500 per withdrawal; supports USDT (TRC20), USDC (ERC20), ETH, LTC |
| Bank Transfer | 3.5% + any receiving-bank fees | Limits/timing vary by your bank |
| Hub Credits | 0% | Payout converted to in-platform credit, usable only to purchase new accounts |
The minimum amount eligible for withdrawal is $150 after the profit split has been applied, and approved requests are typically processed within 5–8 business days.
Common Checkout and Payout Mistakes
- Sending crypto on the wrong network — always double-check the network (e.g. TRC20 vs ERC20) matches what the platform requests before sending.
- Email mismatch on Rise — if your Rise account email doesn't match your The5ers account email, the payout can be delayed or rejected.
- Underpaying network fees on a crypto challenge purchase — the order simply won't complete, and the shortfall isn't automatically refunded.
- Assuming all methods have the same fee — Hub Credits are free but locked into re-purchasing accounts; every cash-out method currently carries a 3.5% commission.
For the complete payout schedule, minimums, and processing timeline (not just the payment rails), see the full The5ers Payout Guide.
Check Available Payment Methods →
Risk Disclaimer
Prop trading evaluations involve risk of capital loss. Evaluation fees are non-refundable if you breach the account rules. Funded accounts operate in simulated trading environments — payouts depend on each firm's policies and are not guaranteed. Past performance in an evaluation does not guarantee consistent returns on a funded account. Always read the full terms and conditions of any program before purchasing. This article is for educational and informational purposes only and does not constitute financial advice.
Checked on: 2026-07-24. Rules and pricing can change. Always verify at the official The5ers site before purchasing.
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Risk disclaimer: Challenge fees are non-refundable if you breach the rules. Prop trading involves significant financial risk. Past performance in a simulated environment does not guarantee results on a funded account. Only purchase if you understand the rules fully and can afford to lose the fee. Affiliate disclosure: HNL Growth earns a commission when you purchase a The5%ers program through links on this page.