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Risk Disclaimer: Prop trading evaluations carry financial risk. The majority of evaluation attempts do not result in a funded account. Past performance in an evaluation does not guarantee equivalent performance in a funded account. Trade only with capital you can afford to lose.

Checked on: 2026-06-16. Rules and pricing can change. Always verify at the official Atlas Funded site before purchasing.

Atlas Funded 2 Step Challenge: Rules, Pricing and Profit Split

A two-phase evaluation is the standard format across the prop trading industry. The structure exists for a specific reason: Phase 1 tests whether you can reach a profit target under controlled conditions; Phase 2 tests whether you can hold discipline at a lower target before receiving real capital. If you are comparing two-step challenges, understanding the exact numbers — targets, drawdown limits, time constraints, and profit splits — is more important than any marketing claim — see our prop firm profit share explained.

This guide covers how the Atlas Funded 2 Step Challenge is structured, what the rules require at each phase, what the pricing looks like, and who this model is a reasonable fit for. It also notes where this program may not suit your trading style, because no single evaluation format works for every trader.

What Is a Two-Step Prop Trading Challenge?

A two-step (or two-phase) evaluation requires traders to hit a profit target in Phase 1, then meet a second — usually lower — profit target in Phase 2, all while staying within specified drawdown limits. Only after passing both phases does a trader receive a simulated funded account.

This model is considered more conservative than instant-funded or one-step alternatives because it introduces an additional consistency check before capital is allocated. For the firm, it provides more trading data before making a funding decision. For the trader, it adds a second evaluation cost in time, though not necessarily in cash if the fee covers both phases.

Atlas Funded 2 Step Challenge: Program Overview

(Source: Atlas Funded Help Center – 2 Step. Checked on: 2026-06-16.)

The Atlas Funded 2 Step Challenge is a two-phase evaluation model designed for forex traders who prefer a structured, methodical path to a funded account. It uses a conventional phase structure with distinct targets for each phase and a defined drawdown framework.

Phase Rules at a Glance

Note: "Unlimited" time period is listed based on available program information. Confirm any minimum-day requirements and trading restrictions directly at atlasfunded.com before purchasing, as these details can change.

Profit Target Breakdown

The 9% Phase 1 target is consistent with industry norms for a two-step evaluation. The 5% Phase 2 target is deliberately set lower, reflecting a focus on consistency rather than aggressive growth. On a $100,000 account, that means:

• Phase 1: $9,000 net profit required to advance
• Phase 2: $5,000 net profit required to pass

These figures are calculated on the starting balance, not on a trailing equity basis. Verify the exact calculation method at the official site.

Drawdown Structure

The Atlas Funded 2 Step uses a 5% daily loss limit and a 10% overall loss limit across both phases. This is a standard structure, though it is worth understanding how each type of loss limit is typically calculated: see our how daily loss limits work.

• Daily loss limit (5%): The maximum you can lose in a single trading day. This is often measured from your starting balance for that day or your highest equity that day — confirm the exact method used by Atlas Funded before trading.
• Overall (maximum) loss limit (10%): The maximum cumulative drawdown from the initial account balance. Once this is breached, the evaluation ends.

A 10% overall drawdown with a 9% Phase 1 target leaves relatively little margin for error if a trade moves against you early. Traders who operate with tight stop-loss discipline and measured position sizing are better suited to this structure than those who rely on recovery strategies.

Funded Account Conditions

After passing both phases, traders move to a funded account. Key funded-stage considerations to confirm with Atlas Funded directly:

• Profit split percentage (Atlas Funded has offered competitive splits — verify current rate at official site)
• Payout frequency and minimum payout threshold
• Whether drawdown rules change at the funded stage
• Scaling plan availability

Our broader Atlas Funded review for 2026 covers the funded account experience in more detail, including payout processing and trader feedback.

Pricing

Atlas Funded 2 Step evaluation fees vary by account size. Pricing is not listed here because it changes periodically and publishing an outdated figure would be misleading. Check the current fee schedule at atlasfunded.com. Consider the following when evaluating cost:

• Is the fee refundable on passing? (Many prop firms offer fee refunds with the first payout — confirm whether Atlas Funded does this for the 2 Step.)
• Does one fee cover both phases, or are Phase 1 and Phase 2 billed separately?
• Are resets or retakes available at a discount?

(Checked on: 2026-06-16. Rules and pricing can change. Always verify at the official Atlas Funded site before purchasing.)

How the Atlas 2 Step Compares to O