Atlas Funded vs Goat Funded Trader: Rules and Pay-Later Compared
Atlas Funded vs Goat Funded Trader (GFT) 2026: 1-Step, 2-Step and pay-later models, drawdown, minimum days, payout caps and refunds from both help centres.
Reviewed by Hà Ngọc Lộc· Senior SEO Editor
Atlas Funded and Goat Funded Trader both sell 1-Step, 2-Step and low-upfront "pay later" models, but the fine print differs. Atlas's 2 Step ($100K, $443) uses 8%/5% targets with 5% daily / 10% loss and no time limit. Each of its 5 minimum days needs at least 0.5% profit. GFT's 2-Step Standard uses 10%/5% with 5% daily / 10% static. It has a $3,000 daily profit cap on funded accounts and caps the first two payouts at 6% or $10,000. For the lowest upfront cost, Atlas offers $1 and $0 Access and GFT offers a $5 Pay Later model.
2-Step Programs (checked 2026-10-01)
| Atlas 2 Step | GFT 2-Step Standard | GFT 2-Step GOAT | |
|---|---|---|---|
| Targets | 8% / 5% | 10% / 5% | 8% / 6% |
| Daily / max loss | 5% / 10% | 5% / 10% static | 4% / 10% static |
| Min days | 5 per stage (0.5% profit each) | 3 per phase | 3 per phase |
| Funded payout days | 5 (0.5% each) | 4 days of 0.5% (bought from 25 Jul 2026) | 4 days of 0.5% |
| Funded profit cap | None stated | $3,000 per day | $3,000 per day |
| Split | Up to 100%* | 80% | 80% |
| Fee refund | On 3rd reward | Add-on | Add-on |
| $100K price | $443 | Check checkout | Check checkout |
1-Step Programs
| Atlas 1 Step | Atlas 1 Step Pro | GFT 1-Step | |
|---|---|---|---|
| Target | 10% | 8% | 10% |
| Daily / max loss | 4% / 7% | 3% / 6% | 3% (bought from 1 Aug 2026) / 6% static |
| Min days | 5 (0.5% each) | 4 (0.5% each) | 3 |
| $100K price | $478 | $495 | Check checkout |
Low-Upfront Models
| Atlas $1 Access / Free Access | GFT Pay Later | |
|---|---|---|
| Upfront | $1 / $0 | $5 |
| Target | 3% | 3% (bought from 5 Sep 2026) |
| Eval loss | 7% trailing, 5% daily trailing | 8% trailing, no daily |
| Funded loss | 6% trailing, 3% daily | 6% trailing, 3% daily, 2% per trade |
| Funded consistency | 30% | 30% (bought from 5 Sep 2026) |
| Fee after pass ($100K) | $554 | Activation fee within 30 days |
Which Fits You?
- Lower targets and no daily profit cap: Atlas 2 Step.
- Fewer minimum days during evaluation: GFT (3 days, no minimum-profit rule per day).
- Testing a strategy cheaply: Atlas Free Access ($0) or GFT Pay Later ($5).
- Big single days: watch GFT's $3,000 daily profit cap and Atlas's 30% consistency rule on Access accounts.
Check Atlas Funded plans · Check GFT models
Related: Atlas Funded rules · GFT rules · The5ers vs GFT · $1 prop firm challenges
Official sources: Goat Funded Trader Help Center (help.goatfundedtrader.com) · Atlas Funded Help Center (help.atlasfunded.com).
Atlas Funded vs Goat Funded Trader: Your Questions Answered
Is Atlas Funded cheaper than Goat Funded Trader?
Atlas publishes $443 for a $100K 2 Step. GFT prices change with promotions, so compare at checkout.
Does GFT have a profit cap?
Funded 1-Step and 2-Step accounts have a $3,000 daily profit cap. Profit above it is deducted but does not breach the account.
Which has a free challenge?
Atlas Free Access costs $0 upfront; you pay $554 for $100K only after passing. GFT's Pay Later costs $5 upfront.
Sources checked 2026-10-01: help.atlasfunded.com program articles (2 Step, 1 Step, 1 Step Pro, $1 Access, Free Access) and drawdown article; help.goatfundedtrader.com model articles (2-Step Standard, 2 Step GOAT, 1 Step, Pay Later).
Related Guides
Sources & verification
- Last checked
- Written by
- HNL Growth Team
- Reviewed by
- Hà Ngọc Lộc
- Length
- 3 min read · 602 words
Rules, prices and payout terms on this page were checked against the official websites, help-centre articles and published terms of the firms mentioned, on the date above. Prop firms and brokers change conditions often — confirm the current version on the official site before you buy or deposit. Read our editorial methodology and affiliate disclosure.
Official sources & documentation verified
- Goat Funded Trader Help Center(help.goatfundedtrader.com)
- Atlas Funded Help Center(help.atlasfunded.com)
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Which Funded Program Fits You Best?
Both programs above are vetted partners. Our Editor's Pick reflects overall value for most traders — but check each firm's own rules against your strategy before committing.
Atlas Funded
1/2/3-Step programs · up to $200K · up to 90% split
Goat Funded Trader
9 programs · $1K–$200K · up to 100% split
Risk disclaimer: Challenge fees are non-refundable if you breach the rules of any evaluated program. Prop trading involves significant financial risk. Past performance in a simulated environment does not guarantee results on a funded account. Only purchase a challenge if you understand its rules fully and can afford to lose the fee. Affiliate disclosure: HNL Growth earns a commission when you purchase a program through partner links on this page.