BrightFunded vs FTMO: 2-Step Classic vs FTMO Challenge
BrightFunded 2-Step Classic vs FTMO 2-Step: same 10%/5% targets and 5%/10% loss, different minimum days, payout timing, scaling, platforms and price.
Reviewed by Hà Ngọc Lộc· Senior SEO Editor
BrightFunded 2-Step Classic and FTMO 2-Step set the same rules on paper: 10% then 5% targets, 5% daily and 10% static max loss, and no time limit. The differences come after that. FTMO needs 4 minimum days per phase and lets you request a reward from day 14. BrightFunded needs 5 days per phase, pays from day 30 and then every 14 days. BrightFunded has unlimited scaling to a 100% split and was showing a 25% discount on 2026-10-01. FTMO has the longer record (since 2015).
Side-by-Side (checked 2026-10-01)
| BrightFunded 2-Step Classic | FTMO 2-Step | |
|---|---|---|
| Targets | 10% / 5% | 10% / 5% |
| Daily / max loss | 5% / 10% static | 5% / 10% static |
| Min days | 5 per phase | 4 per phase |
| Consistency | None | None in evaluation |
| $100K price | About 497 list (25% promo shown) | €540 list |
| Split | 80% → 90% → 100% via scaling | 80% → up to 90% |
| First payout | 30 days after first funded trade | From day 14 |
| Scaling | +30% every 4 months, no cap ($400K funded cap) | +25% every 4 months to $2M |
| Platforms | MT5, cTrader, DXtrade | MT4, MT5, cTrader and others |
| Founded | 2023 | 2015 |
Which Fits You?
- Fastest first reward: FTMO (day 14).
- Long-term split and scaling: BrightFunded (100% from the 3rd scale-up).
- Lower Phase 1 target: BrightFunded's 2-Step Bright (8%), with tighter 4%/8% loss limits.
$100K Worked Example
| BrightFunded Classic | FTMO 2-Step | |
|---|---|---|
| Phase 1 balance to pass | $110,000 | $110,000 |
| Daily floor (day 1) | $95,000 | $95,000 |
| Overall floor | $90,000 | $90,000 |
| Earliest Phase 1 pass | 5 trading days | 4 trading days |
| Earliest first payout | ~40+ days after start | ~22+ days after start |
The maths for passing is the same at both firms. The difference is how long you wait for your first payout.
Related: BrightFunded rules · BrightFunded vs FundedNext · FTMO vs FundedNext · FTMO alternatives
Official sources: BrightFunded Help Center (help.brightfunded.com) · FTMO FAQ (ftmo.com).
Practical Cost & Risk Breakdown for BrightFunded vs FTMO
Evaluating BrightFunded vs FTMO requires looking past headline figures to measure usable drawdown capital and round-turn execution costs on FTMO. When you factor in From $155 ($10K) to $1,080 ($200K) alongside 10% Phase 1 / 5% Phase 2, your true cost per dollar of available risk depends on 5% daily / 10% max static. For example, if a $100,000 account carries a 5% daily loss cap ($5,000) and a 10% maximum drawdown ($10,000), risking 0.5% ($500) per trade gives you a 10-trade buffer against daily liquidation and a 20-trade buffer overall.
Execution friction on MT4, MT5, cTrader, DXtrade also directly affects net expectancy for brightfunded vs ftmo. Raw ECN or proprietary liquidity feeds typically charge $3 to $7 per standard lot round-turn on major forex pairs, plus variable bid-ask spreads that widen during the New York/London rollover window (5:00 PM EST). Scalpers and intraday systematic traders should log average slippage across at least 20 trades on FTMO to confirm that commission plus spread remains below 15% of average target distance.
Pre-Trade Verification Checklist for BrightFunded vs FTMO
Before committing capital or purchasing an evaluation tied to BrightFunded vs FTMO (fact-checked 2026-10-01), complete these four verification steps:
- Entity & Jurisdiction Check: Confirm the exact legal entity listed on your FTMO account dashboard (FTMO Evaluation Global s.r.o. (Czech Republic, simulated environment)) and review its dispute resolution terms.
- Drawdown Reset Mechanics: Check whether FTMO calculates daily loss limits from prior-day closed balance, prior-day equity, or the higher of the two at server rollover.
- News & Holding Restrictions: Verify whether brightfunded vs ftmo permits holding positions over the weekend or executing market/pending orders within 2 to 5 minutes of Tier-1 economic news releases.
- Payout & Withdrawal Documentation: Ensure your government ID, proof of address, and payment method match your registered legal name to prevent compliance delays under 80%–90% terms.
BrightFunded vs FTMO: Your Questions Answered
Is BrightFunded better than FTMO?
Same core rules. BrightFunded has better long-term scaling; FTMO pays the first reward sooner and has a longer history.
Is BrightFunded cheaper than FTMO?
At $100K it lists slightly lower, and it was running a 25% promotion on 2026-10-01. Check both checkouts.
Sources checked 2026-10-01: brightfunded.com plan table and scaling page; help.brightfunded.com 2-Step Classic; ftmo.com homepage and FAQ; FTMO scaling and payout timing cross-checked with a third-party review dated 2026-09-22.
Related Guides
Sources & verification
- Last checked
- Written by
- HNL Growth Team
- Reviewed by
- Hà Ngọc Lộc
- Length
- 3 min read · 752 words
Rules, prices and payout terms on this page were checked against the official websites, help-centre articles and published terms of the firms mentioned, on the date above. Prop firms and brokers change conditions often — confirm the current version on the official site before you buy or deposit. Read our editorial methodology and affiliate disclosure.
Official sources & documentation verified
- BrightFunded Help Center(help.brightfunded.com)
- FTMO FAQ(ftmo.com)
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BrightFunded offers 1-Step, 2-Step Bright and 2-Step Classic evaluations with no consistency rule and no time limit. Check current prices and restricted countries before buying.
Risk disclaimer: Challenge fees can be lost. Evaluations and funded accounts are simulated; payouts are not guaranteed. Affiliate disclosure: HNL Growth earns a commission when you buy a BrightFunded challenge through links on this page.