FTMO vs FundedNext 2026: 2-Step Rules, Price and Payouts
FTMO 2-Step vs FundedNext Stellar 2-Step at $100K: targets, loss limits, minimum days, payout timing, news rules, platforms and restricted countries.
Reviewed by Hà Ngọc Lộc· Senior SEO Editor
FTMO 2-Step and FundedNext Stellar 2-Step share the same 5% daily and 10% static maximum loss. FundedNext asks for less in Phase 1: an 8% target against FTMO's 10%. FTMO has the longer record (since 2015). It needs a 4-day minimum per phase, against FundedNext's 5, and lets you request a reward from day 14. FundedNext's first funded cycle is about 21 days. Neither firm wins outright. Pick by target, platform and whether your country is accepted.
$100K 2-Step Side-by-Side (checked 2026-10-01)
| FTMO 2-Step | FundedNext Stellar 2-Step | |
|---|---|---|
| Phase 1 / Phase 2 target | 10% / 5% | 8% / 5% |
| Daily / max loss | 5% / 10% static | 5% / 10% static |
| Min trading days | 4 per phase | 5 per phase |
| Time limit | None | None |
| $100K price | €540 list | About $550 global base |
| Reward split | 80%, up to 90% | 80%, up to 90% |
| First reward | From day 14 after first funded trade | First cycle about 21 days, then 14 |
| Platforms | MT4, MT5, cTrader (+ others listed) | MT4, MT5, cTrader, Match-Trader |
| Fee refund | With first reward | With first payout |
Correction note: some older pages (including an earlier version of our /compare table) quoted FundedNext at "up to 95%". FundedNext's 2026 CFD help pages describe 80% rising to 90%. Use the figure on your own checkout.
Rules That Change the Decision
- News: FTMO evaluations have no news restriction. On a Standard FTMO Account some news trading is restricted, but the Swing account removes this. FundedNext allows news in both phases. On the funded account it counts only 40% of profit from trades opened or closed within 5 minutes of listed high-impact news, while losses count in full.
- EAs: reviews report that FundedNext's Stellar 2-Step does not permit EAs on accounts of $50K and above. Check this before buying if you automate.
- US traders: FundedNext says MetaQuotes services (MT4/MT5) are not available to clients in the US. US clients use other platforms, and a US IP is not allowed on MetaQuotes servers.
Who Can't Join
FundedNext's restricted list (2026-08-27) includes Bangladesh, Malaysia, Sri Lanka, Vietnam, Myanmar, Belarus, North Korea and Syria, among others. FTMO says its services are not for countries where they would break local law. Check at sign-up.
Partner Alternatives
If you are in a country one of them blocks, or want a cheaper 2-Step, compare The5ers (its Summer Plan lists a $100K 2-Step at $149 while the offer lasts) or BrightFunded 2-Step Classic (10%/5%, 5%/10%, no consistency rule).
Related: BrightFunded vs FundedNext · The5ers vs FTMO · FTMO Drawdown Rules · FTMO Payout Rules · FundedNext Drawdown Rules · FundedNext Payout Rules · BrightFunded Drawdown Rules · SabioTrade Review · Cheapest $100K challenges
Official sources: FTMO FAQ (ftmo.com) · FundedNext Help Center (help.fundednext.com).
FTMO vs FundedNext: Your Questions Answered
Is FundedNext easier than FTMO?
The Phase 1 target is lower (8% vs 10%) and the loss limits are the same, so the target-to-drawdown ratio is better at FundedNext. FTMO needs fewer minimum days.
Which is cheaper, FTMO or FundedNext?
At $100K they are close: FTMO lists €540 and FundedNext about $550. Regional prices and promotions change the result.
Can US traders use FundedNext?
Yes, with limits. MT4/MT5 are not available to US clients, so US clients use the platforms offered for their region.
Sources checked 2026-10-01: ftmo.com homepage and FAQ; help.fundednext.com restricted-countries article (2026-08-27) and USA platform notice; FTMO/FundedNext $100K figures cross-checked with a third-party comparison dated 2026-09-22.
Sources & verification
- Last checked
- Written by
- HNL Growth Team
- Reviewed by
- Hà Ngọc Lộc
- Length
- 3 min read · 592 words
Rules, prices and payout terms on this page were checked against the official websites, help-centre articles and published terms of the firms mentioned, on the date above. Prop firms and brokers change conditions often — confirm the current version on the official site before you buy or deposit. Read our editorial methodology and affiliate disclosure.
Official sources & documentation verified
- FTMO FAQ(ftmo.com)
- FundedNext Help Center(help.fundednext.com)
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