JustMarkets Swap-Free Account: Islamic & Extended Status Rules

JustMarkets offers swap-free trading across all four live accounts—Standard Cent and Standard ($10 min deposit, spreads from 0.3 pips, $0 commission), Pro ($100–$200 min deposit, from 0.1 pips, $0 commission), and Raw Spread ($100–$200 min deposit, from 0.0 pips + $3/side commission)—with up to 1:3000 leverage under FSA Seychelles (SD088), FSC Mauritius, FSCA, and CySEC (401/21).

JustMarkets Swap-Free Tiers: Standard vs Extended vs Islamic Status (Official, 2026-10-01)

How JustMarkets' Two-Level Swap-Free System Works

Unlike brokers that require every client to email support for an Islamic account switch, JustMarkets operates an automated two-tier swap-free program (Standard and Extended swap-free levels) alongside automatic Sharia-compliant status for residents of Islamic countries across all JustMarkets account types:

1. Islamic Country Residents: Clients whose verified proof of address is in a qualifying Muslim-majority country receive swap-free status automatically upon registration across Standard Cent (JustMarkets Cent account), Standard, Pro, and Raw Spread accounts.
2. Non-Islamic Regions (Extended vs Standard Level): Clients in non-Islamic regions are typically granted the Extended swap-free level upon account opening. Under the Extended level, you pay $0 overnight swap on major forex currency pairs (EURUSD, GBPUSD, USDJPY, AUDUSD, etc.), precious metals (XAUUSD), and selected major indices/crypto.
3. How Status Downgrades from Extended to Standard: JustMarkets' automated algorithm monitors the ratio of trades closed intraday (before the daily server rollover at 00:00 platform time) versus positions held overnight. If you primarily trade intraday and only occasionally hold swing positions past rollover, you retain Extended swap-free status. However, if the majority of your volume consists of multi-day carry or swing positions held across rollover, the system automatically shifts your profile to the Standard swap-free level, where overnight swaps resume on major FX pairs and Gold. You can check your current level (Extended or Standard) anytime inside your JustMarkets Personal Area settings.

Worked Cost Comparison: Swap-Free Pro vs Raw Spread Over 5 Nights

Because JustMarkets allows swap-free status even on its low-spread Pro (0.1 pips minimum, $0 commission) and Raw Spread (0.0 pips minimum, $3/side = $6 round-turn commission) tiers, active swing traders can calculate their exact 5-night holding cost on 1.0 standard lot of XAU/USD (Gold) or EUR/USD:

• Traditional Broker With Overnight Swap (-$12.00/night on Long Gold, including 3-day Wednesday rollover = 7 swap days over 5 calendar nights): Total Cost = $12.00 spread + (7 × $12.00 swap) = $96.00 per standard lot
• JustMarkets Pro Account with Extended Swap-Free Status (0.1 pips min / assuming $12.00 live Gold spread, $0 commission, $0 swap): Total Cost = $12.00 spread + $0 commission + $0 swap = $12.00 per standard lot
• JustMarkets Raw Spread Account with Extended Swap-Free Status (assuming $5.00 live Gold spread + $6.00 round-turn commission, $0 swap): Total Cost = $5.00 spread + $6.00 commission + $0 swap = $11.00 per standard lot

For a breakdown of how spread and commission interact across every instrument class, see our JustMarkets spreads and fees guide.

Pre-Trade Verification Checklist for JustMarkets Swap-Free Accounts

Before holding positions past the daily server rollover on JustMarkets (fact-checked 2026-10-01), complete these four verification steps:

1. Check Your Active Swap-Free Tier in the Personal Area: Open your JustMarkets dashboard before rollover to confirm whether your account currently holds Extended swap-free status or Standard status.
2. Inspect Symbol-Level Exemptions in MT4/MT5: Even under Extended swap-free status, exotic currency pairs, spot energies (XBRUSD, XTIUSD), and certain minor crosses still charge overnight swaps. Right-click the symbol in MT4/MT5 -> Specification to verify Swap Long and Swap Short values before holding overnight.
3. Prepare for Rollover Leverage Caps & Spread Widening: Swap-free status removes overnight financing fees, but high offshore leverage (up to 1:3000) is still reduced during the daily rollover window and ahead of major news/weekends. Maintain a conservative margin buffer above the 40% margin call and 20% stop-out levels.
4. Verify Onboarding Entity & Regulatory Warnings: Most global swap-free accounts are held under Just Global Markets Ltd (FSA Seychelles SD088) or Just Global Markets (MU) Ltd (FSC Mauritius GB22200881), whereas EU clients fall under JustMarkets Ltd (CySEC 401/21). Note that JustMarkets appears on the SC Malaysia and RBI India alert lists; read Is JustMarkets safe? and check JustMarkets minimum deposit rules before funding.

Official sources: JustMarkets official site (justmarkets.com).

JustMarkets Swap-Free Account: Your Questions Answered

Are all JustMarkets accounts swap-free?

Yes, swap-free status is available across all four live account types—Standard Cent, Standard, Pro, and Raw Spread—without widening the published minimum spreads (0.3, 0.1, and 0.0 pips) or increasing the $10 / $100–$200 minimum deposit floors.

What is the difference between JustMarkets Extended and Standard swap-free levels?

Under the Extended swap-free level, major forex pairs, Gold (XAUUSD), and selected indices/crypto incur $0 overnight swap. If a non-Islamic client holds a high proportion of trades overnight rather than closing intraday, the account automatically switches to the Standard level, where regular overnight swaps apply to FX majors and metals.

Which instruments still charge swap on a JustMarkets swap-free account?

Exotic currency pairs, energy CFDs (crude oil and natural gas), and specific minor crosses or indices remain subject to standard overnight swap charges even on Extended swap-free accounts. Always check the MT4/MT5 contract specification window for each symbol.

Can I lose swap-free status on JustMarkets?

Yes. If JustMarkets' risk monitoring detects swap arbitrage (such as hedging opposing positions across brokers to exploit zero-swap terms) or excessive multi-week overnight holding in non-Islamic jurisdictions, the broker can switch the account from Extended to Standard swap status or apply historical financing charges under its Client Agreement.

Sources checked 2026-10-01: official broker account, pricing, platform and regulation disclosures. Terms depend on the legal entity that onboards you. CFDs carry a high risk of losing money rapidly due to leverage.

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